Buying Property in Dubai: What Every Expat Must Know

Can foreigners buy property in Dubai

Yes. Dubai has designated freehold zones where foreign nationals can purchase property with full ownership rights. Key zones include Downtown, Marina, Palm Jumeirah, JBR, Business Bay, JVC, and Arabian Ranches.

Taxes and fees when buying

DLD transfer fee: 4% of transaction value. Registration fee: 2,000–4,000 AED. Agent commission: 2% from buyer. Budget 6–7% on top of the purchase price for all fees.

Off-plan vs secondary market

Off-plan: 15–30% cheaper, developer payment plans, but risk of construction delays. Secondary market: move in immediately, see real condition, but higher price.

Reliable developers in Dubai

Emaar, Damac, Nakheel, Meraas — the largest with partial government ownership. Always verify a developer on the RERA website before committing.

What to check before signing

  • Title deed — proof of ownership document
  • No encumbrances on the property
  • NOC from developer for secondary market purchases
  • Actual condition of the apartment

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